ABOUT OPULENCE
INSURANCE
What Drives Us
A Captive Model for Corporate Advantage
Opulence Captive Insurance Cell endorsed by LFSA under Goldman Insurance PCC Ltd licensed by LFSA, is launched by Opulence Ltd. We operate with the financial strength of NTG Holdings, the protection of a regulated trust structure, and the backing of China Re — Asia’s No. 1 and the world’s 8th largest reinsurer.
Our operations are fully licensed and regulated by the Labuan Financial Services Authority (LFSA), a jurisdiction recognized for its rigorous governance standards. This regulatory foundation ensures that our captive insurance model adheres to international best practices in compliance, solvency, and transparency.
At Opulence, we help our affiliated businesses transform traditional insurance from a cost center into a value-generating strategy. By internalizing risk management and retaining underwriting profits.
We do more than insure — we preserve wealth, optimize risk exposure, and deliver dependable protection through disciplined underwriting and financial prudence. Our model is built on trust, resilience, and a commitment to safeguarding the future.
Our Mission
To deliver institutional-grade captive insurance solutions that drive long-term wealth preservation, risk control, and financial resilience.
Core Values

Integrity
Governance-led operations with full regulatory transparency.

Stability
Financial strength supported by global reinsurance and prudent reserves.

Customization
Tailored insurance structures aligned with strategic business goals.

Value Creation
Turning risk financing into a catalyst for capital growth.

Trust
A secure, trust-protected model backed by regulatory oversight and industry leaders.