Opulence Insurance Trust Plan
Protecting Wealth. Preserving Legacy. Empowering Generations.
At the core of Opulence Insurance’s offerings is our flagship product — the Opulence Insurance Trust Plan. This innovative solution is designed for individuals, families, and business owners seeking a holistic approach to lifetime protection, asset security, and multigenerational wealth planning.
Built on the foundation of a captive insurance structure and secured through a regulated trust framework, this plan transforms traditional insurance into a high-impact financial strategy.
Why Choose the Opulence Insurance Trust Plan?
- Security – Assets are trust-protected and insulated from external risk
- Coverage for life – A single premium, a lifetime of peace of mind
- Compliance – Operated under LFSA and supported by China Re
- Clarity – Legal structure ensures transparent and efficient legacy transfer
Key Features

Lifetime Coverage
Get lifelong protection with a one-time premium — no need for yearly payments.

Trust-Protected
Your benefits are secured in a legal trust, protecting them from creditors, disputes, and delays.

Backed by Reinsurance
Supported by top reinsurers like China Re for strong claims protection and stability.

LFSA Licensed
Managed under a licensed insurance structure regulated by the Labuan Financial Services Authority (LFSA).

Flexible Succession Planning
You control who receives the benefits, how, and when — with full legal and trustee support.
Ready to Protect What Matters?
The Opulence Difference
What sets Opulence Insurance apart is not only our structured protection — but our commitment to empowering your financial legacy. We don’t just insure lives; we help you preserve and grow your wealth across generations, using tools previously accessible only to institutions.
With the Opulence Insurance Trust Plan, insurance becomes more than a policy — it becomes a strategic pillar in your lifelong financial journey.
Plan wisely. Protect completely. Pass on confidently.