Need Help?
Explore our comprehensive list of frequently asked questions to gain a clearer understanding of our insurance products, coverage options, policy terms, and the support we provide throughout your insurance journey.
Common Questions
Explore clear answers to frequently asked questions about our insurance products and services.
What is a captive insurance company?
A captive is a licensed insurance entity created by a business to insure its own risks. It offers custom coverage, internal control, and allows retained profits from underwriting — making insurance a tool for financial growth, not just protection.
How is Opulence Insurance regulated?
We operate under Opulence Limited (LL21162), licensed in a well-established insurance jurisdiction and regulated by the relevant monetary authority. We maintain strong capital reserves, undergo regular audits, and exceed all compliance requirements.
Why are reinsurance partnerships important?
Reinsurance allows us to share large losses with global insurers, adding a protective layer to our policies. Our reinsurers are top-rated, ensuring that claims — even catastrophic ones — are fully supported.
How does captive insurance support wealth preservation?
Instead of sending premiums to external insurers, a captive retains and invests them internally. Surplus accumulates, assets grow, and companies gain a long-term tool for financial planning and legacy protection.
We are here for you
Your peace of mind is our priority. Whether you need guidance, support, or answers, our dedicated team is always ready to help you navigate your insurance journey with confidence.
Get in touch
